Consumer Facing Articles
Whether or not mortgage refinancing is right for you depends more on personal details than this week's mortgage interest rates. The following are nine critical considerations to review before applying for a home refinance.
Home safety may not be the first thing you think about when moving into a new home. Sure, you may have had a home inspector check the property before you bought the place, but this inspection may not find every defect in a home. To help guide you, here’s a home safety checklist you may want to consider when settling in:
A flipped house is a home that someone purchased did some renovation work and then put the home on the market again less than a year later, according to Zillow. This house may have some new features, but here are some things to look for to help spot any potential problems before you buy.
If your car leaks fluids or you spill some while filling up your vehicle, lawn mower or snow blower, your driveway might end up with a stain or two. Fluids such as oil, transmission fluid and gasoline can leave a stain on paved driveways and garage floors. Because these liquids are all different, cleaning techniques vary slightly from fluid to fluid and surface to surface.
It happens all the time. You’re enjoying a family get-together and someone accidentally spills a drink on the carpet. Or, maybe your toddler finds a marker and decides to turn the couch into a coloring book. Either way, stains happen.
Some areas may be more prone than others, but wildfires can happen anywhere in the U.S., according to Ready.gov. Wildfires can be caused naturally, such as by a lightning strike, or by humans (accidentally or intentionally), and can start in national parks, wilderness areas or even in a residential neighborhood.
As parents get older and need more assistance, having them in the next room can be easier than trekking across town — or even the state — to provide care. And you wouldn’t be alone: These days, an estimated 34 million Americans are personally providing care for older family members, according to the Family Caregiver Alliance (FCA).
As a homeowner, there’s a lot to keep track of when it comes to routine maintenance. Your house likely contains many systems that help keep your family safe and live day-to-day life, from the water heater, furnace and ventilation system, to the smoke detectors. By inspecting and keeping these systems in good working order, you may be able to help avoid maintenance-related issues down the road. Read on to discover some basic maintenance tasks you may want to keep up with.
From having a baby to keeping her healthy and happy — raising a child is not cheap. According to the Department of Agriculture‘s 2015 report Cost of Raising a Child, parents can expect to pay between $12,350 and $13,900 a year for child-related expenses.
In the early years of your adult life, debt can add up quickly. From paying back student loans to purchasing your first car, you may find that expenses are adding up to more than you have in your checking or savings account. For this reason, some people turn to credit cards or personal loans in their 20s to help with extra expenses.
As you begin the process of searching for your first home, it helps to understand the financing process. Here are four common money-related mistakes made by first-time homebuyers and some tips to help avoid these pitfalls.
Buying a house can be overwhelming, but if you break it down into smaller steps, you may find the process much easier to handle. Here are some important questions to ask to help make homebuying a little more manageable, each step of the way:
When the process of purchasing a home is nearly complete, many buyers start focusing on other details such as packing up their belongings or looking at paint samples. However, there is one more crucial step to complete before closing on a house, and that’s a final walkthrough. This is a homebuyer’s last chance to walk around the property and make sure everything is in working condition, and that any previously agreed-upon repairs were completed, prior to signing on the dotted line. These tips can help you prepare for and complete a thorough walkthrough.
A blender? Boring. Knives? Dull. Finding an eco-friendly gift that stands out is easier than you think. Here are some creative and meaningful wedding presents that are perfect for the happy couple and good for the environment, too!
It’s an honor when a good friend or family member asks you to be a bridesmaid or groomsman in their wedding. However, it’s also a financial responsibility. Depending on the wedding budget, your friend or family member may ask you to cover your own travel expenses, dress or suit, hair and makeup — and you may also need to pay toward wedding-related parties and buy a gift for the happy couple.
You know that you should save for a rainy day, but are you actually doing it? More importantly, are you growing that rainy day fund? With the hustle and bustle of everyday life, it can be easy to forget to put aside money or grow the savings you already have.
It is an exciting time! You are moving into a new home, and maybe you are going across the country, or just down the road. Regardless, it is a new beginning, but these feelings of excitement and adventure can quickly be overshadowed by the anxiety and hassle of the move its self.
When it comes to remodeling or updating your home, you don’t need an extravagant budget to make a significant visual impact. Here are a few ways to add value and updated aesthetic to your home without breaking the bank.